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Home buyers who make a down payment of less than 20 percent need to pay private mortgage insurance (pmi), which protects their lenders in case they default on the loan but adds to the. a home with.
The case accuses the bank and appraisal firm, LandSafe Inc., of conducting "sham" appraisals to boost the number of loans originated by Countrywide. Judge Snyder also certified a subclass of.
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