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How Long Does Inquiries Stay On Your Credit

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CREDIT INQUIRIES: How Long Do Inquiries Stay On Your Credit Report? How Long Does Bankruptcy Stay on Your Credit Report?. How Long Do Hard Inquiries Stay on Your credit report? 2 years. There are two different types of credit checks.

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A footprint, or credit inquiry stays on your report for one year. multiple checks for the same product from different companies show up as one credit check only. How Long Do Inquiries Stay on Your Credit Report? 2 years. Credit inquiries will remain on your report for two years. soft credit checks don’t have any affect on your score at all.

 · Inquiries can stay on your credit report for up to 2 years. Each time an inquiry is made, it is recorded by each of the three credit bureaus – Equifax, Experian, and TransUnion. And each time an inquiry is logged, it can potentially affect your credit score.

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Inquiries will be listed on your credit report and there are two types: Hard inquiries: Those performed by lenders as a result of your application for credit. Hard inquiries can stay on your credit ..

But one thing you can do is keep and maintain at least one account that will serve as the bedrock of your credit report. One reason I think it’s so important to have a credit card is because it will.

 · Hard pulls stay on your credit report for 2 years, but they do not affect your score after 12 months. As a practical matter, they really don’t have all that much of an impact on your credit IF the rest of your profile is good. I have had 12 (you read right!) hard inquiries in the past 13 months. Yes, I admit to playing the "bonus" miles game with airline loyalty cards (blush), yet my credit.

 · The credit reporting agencies will keep a record of your hard inquiries for 2 years. So, whenever you apply for credit, a lender gets to see how many hard inquiries you’ve had in that period. However, hard inquires only subtract from your credit score for one year.

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